Open Enrollment: 2024 Plan Changes

Plan changes effective January 1, 2024 are provided below.

Medical Plans     ::     Dental Plans     ::     Vision Plan

Rate Changes:

Increased cost:

  • All Medical Plans
  • Delta Dental Plans
  • Long Term Disability Insurance

Same cost:

  • Willamette Dental

Decreased Cost:

  • Kaiser Dental
  • VSP
  • Short Term Disability Insurance

Medical Plans

All Health Plans

  • Travel Reimbursement: reimbursements for travel and lodging expenses have been added
  • Over-the-counter (OTC) COVID-19 tests: no longer covered

Providence Health Plans

  • Physical Therapy: prior authorization will be required for more than 12 physical therapy visits in a calendar year.
  • Fertility drugs: covered with no annual maximum.
  • Sexual Dysfunction: medications will be covered.
  • Facial Electrolysis: expanding coverage to include treatment for hirsutism for female members who are diagnosed with polycystic ovary syndrome (PCOS).

Providence Choice

  • Referrals for Specialists: no longer required on the Providence Choice plan.

Providence Statewide

  • Massage Therapy: massage therapy benefits have been added to the Providence Statewide plan.

Moda Synergy

  • New type 2 diabetes care program: program will be administered through Virta.
  • Mental Health: new way to access mental health care through Spring Health.
  • Fertility drugs: covered with no annual maximum.
  • Sexual Dysfunction: medications will be covered. 
  • Facial Electrolysis: expanding coverage to include treatment for hirsutism for female members who are diagnosed with polycystic ovary syndrome (PCOS).

Kaiser Plans

  • Fertility drugs: covered with no annual maximum.
  • Emergency room copay: increased copay for emergency room visits 
  • Expanded digital treatment options

Dental Plans

MODA/Delta Dental

  • No 2024 benefit changes 

Kaiser Dental

  • No 2024 benefit changes


Vision Plans

VSP Basic

  • No 2024 benefit changes

VSP Plus

  • No 2024 benefit changes