This is a preferred provider organization (PPO) and offers services and benefits at two coverage levels – from preferred and non-preferred providers. You have the flexibility to see any provider you want. If you receive services from a preferred provider (in-network) you will pay less than if you receive services from non-preferred providers (out of network). If you receive services from providers who do not participate in the plan, they may bill you for amounts greater than allowed by the plan.
This plan is available nationwide. Even if you and/or dependents do not live in Oregon, you will be able to access a network of preferred providers.