Disability Insurance

Experiencing an illness or injury that prevents you from working for an extended period of time can have devastating effects due to the loss of income. To reduce the financial impact of these events, the University of Oregon offers Short Term and Long Term Disability Insurance through The Standard Insurance Company to employees only. These policies provide income protection against disabilities resulting from a covered physical disease, injury, pregnancy, or mental disorder.

Short Term Disability

Short Term Disability insurance provides 60% of first $2769 of pre-disability earnings for up to 13 weeks, subject to deductible income reductions, waiting periods and pre-existing condition limitations. If your disability is due to a pre-existing condition benefits are limited to 4 weeks.

This insurance is intended to provide coverage when an illness or injury prevents an employee from returning to work for a limited period of time, no more than three months.

For premium rates and detailed information use the following links:
PEBB Short-term Disability Insurance
Short Term Disability FAQs

Long Term Disability

Long Term Disability insurance provides the same benefit amount as short term disability, 60% of first $2769 of pre-disability earnings subject to deductible income reductions, waiting periods and pre-existing condition limitations..

This insurance is intended to provide coverage when an illness or injury prevents an employee from returning to work for an extended or indefinite period of time after the employee has already been unable to work for three to six months.

For premium rates and detailed information visit the PEBB Optional Benefits website using the following link:
PEBB Long-term Disability Insurance