Tax-Deferred Investment Programs

There are two tax-deferred programs available to employees: the Oregon University System (OUS) Tax-Deferred Investment Program (403b) and the Oregon Savings Growth Plan (457). Contributions to these plans are made before federal and state taxes are imposed. The result is reduced taxable income. The money is taxable upon withdrawal. Employees may enroll in either program anytime. For additional information:

• OUS Tax Deferred Investment program information
• Oregon Savings Growth Plan
• Low and Middle Income Saver's Credit